You've done the math and realize just how much of your income goes to rent. It's finally time to buy a house.
You're not alone. More millennials than ever are turning to homeownership.
But in order to buy a house, more likely than not you'll need a residential mortgage. Follow these tips to ensure you get your application approved first time around.
1. Understand your own credit report
Checking your credit report before you even visit the bank or lender is the first step in qualifying for a mortgage.